I am currently in the process of setting up a resellers business in California. In Cali, we need a resellers permit and here is where the confusion begins. I need a Reseller's Permit to begin selling but I need a Merchant Bank Account to receive payments. When I called a organization, they asked me for my Reseller ID, which is the original thing I tried to obtain. Then the representative said I could go to any Reseller and obtain the merchant bank account. So now I need help as many other starting businessmen need in this utter chaos of confusion.

Now I decided to get a Merchant Bank Account first. Where do I get one for an online business that later on down the road will have a retail location?

Once I do get one I will obtain a Reseller's Permit, but now that leaves me with another question, do I need a Credit Card Processing Terminal for online businesses or will my Merchant Bank take care of it?

PLEASE help : D!!!

Warm Regards,
Jason H.