Pad Credit Card
Does anyone know how long stores keep credit card signatures you sign electronically on the pen pad?
I'm wondering if they purge them monthly, daily or ever? It's dangerous for them to keep our electronic signature in their database. What about copying and pasting our signatures on documents?? Anyone please let me know!
Most credit authorizers require merchants to keep copies of customer signatures on file for 3 years. That's the way it works with paper, and I don't see why the digital sig would be any different. Depending on the volume of credit and type of business, they may send them all to a "corporate" or "regional" office weekly, monthly, ... or instantly in the case of digital information.
The should not, however, keep your credit card number or expiration date at all. That should be transmitted via secure connection to the authorizer and not stored within the POS or store system.
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