Credit Card Reader
Posted by admin on Friday, October 3, 2008 · Leave a Comment
Is it legal to use someone elses credit card and sign their name if they give you permission?
Me and my friend were going to the store to buy liquor. We both did not have any money. He had a credit card. Normally he would have purchased it, but he lost his state ID. I said why don't you give me your credit card and Ill just sign your name. He said ok. We got the beer and then stood in the line to check out. They carded only me, so I showed them my ID, then I slid his card in the credit card reader. Then I signed his name. Is this legal to do, if I have his permission to use his card and then sign his name? This happened a couple of months ago.
For him? Technically no; he's violating the contract he signed with the cc company to get the card in the first place. But that's Contract Law, not Criminal Law. There's a big difference. You're not a party to that contract, so you're okay under Contract Law. Ethically, you're both okay, so long as he's aware and approves and intends to pay the bill. Then it's no harm - no foul. If he later disputes the sale based upon the bogus signature, then you're both edging into the Criminal realm. Be careful. (Please note, I'm assuming you're both of legal drinking age. If not, it's a different answer.)
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